Privacy Policy

Legal Disclaimer

This Privacy Policy is intended to inform users of how their personal information is collected, used, and protected when interacting with our website and services. As a Life Improvement Lending Aggregator, we are not a direct lender, loan originator, or credit decision-maker. We facilitate connections between consumers and a network of third-party lending partners based on the information provided by users.

Please note that by using our platform, you acknowledge and agree that any loan offers, rates, terms, and conditions presented are the sole responsibility of the third-party lenders. We do not guarantee loan approval, specific rates, or lending outcomes. All lending decisions, including credit checks and loan terms, are made exclusively by the lender with whom you choose to engage.

While we take reasonable measures to safeguard your personal data and maintain confidentiality, we are not liable for the data practices of third-party sites or lending partners. We encourage users to review the individual privacy policies and terms of use of any third-party websites or services accessed through our platform.

This Privacy Policy is subject to change without notice, and it is your responsibility to review it periodically for updates. Your continued use of our services constitutes your acceptance of the most current version of this policy.

For questions regarding this Privacy Policy, or how your information is managed, please contact us directly through the communication channels provided on our website.

Privacy Policy - The basics

At PILLAR Capital LLC, your privacy matters to us. As a Life Improvement Lending Aggregator, we are committed to protecting your personal information and ensuring transparency in how we collect, use, and share your data.

Here’s what you need to know:

What We Collect: When you interact with our site or complete a loan inquiry, we may collect personal details such as your name, contact information, income, employment status, and other financial data necessary to help match you with suitable lending partners.
How We Use Your Information: Your information is used to connect you with our trusted network of third-party lenders, who may provide you with tailored loan offers based on your needs and financial profile. We also use this data to improve our services, communicate with you, and fulfill legal and compliance obligations.
Sharing with Third Parties: We do not sell your personal information. However, we may share it with our vetted lending partners and service providers solely for the purpose of offering you financing options. Each partner may have its own privacy practices and policies, which we encourage you to review.
Your Choices: You have the right to access, correct, or delete your personal information. You may also opt out of marketing communications at any time.
Security Matters: We take your privacy seriously and implement reasonable security measures to protect your data. While no system is completely immune to risk, we strive to safeguard your information against unauthorized access or misuse.
Compliance: We comply with applicable privacy laws, including but not limited to the Gramm-Leach-Bliley Act (GLBA), CCPA (California Consumer Privacy Act), and other federal and state-level data protection regulations.

This section is only a summary. We encourage you to read our full Privacy Policy for a comprehensive understanding of how your data is managed when you use our services.

Privacy Policy

At PILLAR Capital LLC, your privacy is a top priority. As a Life Improvement Lending Aggregator, we are dedicated to protecting your personal information and ensuring full transparency in how your data is collected, used, and shared.

Below is an overview of our key privacy practices:

1. What we collect:

When you visit our website or complete a loan inquiry through our platform, we may collect certain personal information, including but not limited to:

Full name
Contact details (phone number, email address, physical address)
Income and employment information
Credit profile and other financial details
Information about your loan needs and preferences
Any additional information voluntarily provided via our forms or customer service channels

This data enables us to match you with lenders best suited to your financial profile and needs.

2. How we use your information:

We use your personal data for the following purposes:

To facilitate your access to loan offers through our trusted network of third-party lenders
To personalize and tailor financing options based on your submitted information
To improve and optimize our website, tools, and user experience
To communicate with you regarding your inquiry, status updates, or promotional information (with your consent)
To meet legal, regulatory, and compliance obligations
3. Sharing with third parties:

We do not sell your personal information. However, in order to provide our services, we may share your information with:

Carefully selected and vetted third-party lending partners
Authorized service providers who support our platform operations (e.g., hosting, analytics, customer service tools)
Regulatory authorities or legal entities if required by law or for fraud prevention

All parties with whom we share your data are expected to maintain high standards of privacy and data protection. Please be aware that each lender or third-party partner may have its own privacy practices, and we encourage you to review their policies individually.

4. Your Choices:

You have control over your personal information. You may:

Request access to the information we hold about you
Request corrections or updates to your information
Request deletion of your data (subject to legal or compliance obligations)
Opt out of receiving marketing communications at any time

To make any of these requests, please contact us using the information provided in the Contact section of our website.

5. Security measures:

We employ reasonable physical, technical, and administrative safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. While no system can guarantee absolute security, we work diligently to maintain the integrity and confidentiality of your information.

6. Compliance with privacy laws:

We comply with all applicable data privacy and protection regulations, including but not limited to:

Gramm-Leach-Bliley Act (GLBA)
California Consumer Privacy Act (CCPA)
Any other relevant federal and state-level consumer privacy laws
7. Updates to this policy:

This Privacy Policy may be updated periodically to reflect changes in our practices or applicable legal requirements. We encourage you to review this page regularly to stay informed about how we protect your personal data.